Getting a mortgage after separating for wife

mallen

Hi all, 
I’m separated from my wife and looking to sell the family home. The current mortgage is all in my name and my plan is to sell it, clear all family debt split the equity and buy another property. Things are good with my ex and we are on good terms so I am not concerned in that way. 

My biggest hurdle is there is a lot of loan and credit card debt in my name which will effect my ability to get the new mortgage amount I need. 

Are there lenders that will take into account that the house being sold will pay off all debt and allow me to borrow based on that fact and the maximum amount?

I know a local mortgage advisor and will be contacting him but just wanted to know if anybody else on here knew any lenders that would accommodate this.

Thanks 

housebuyer143

Lenders tend to ask you if you plan to pay off the debt before the mortgage and then some will remove this from your affordability assessment so it's not reducing your borrowing if the answer is yes. 

dimbo61

Only you and your soon to be Ex wife know the full picture !
Ages, kids, incomes, savings or debts, pensions, cars, equity in the " family home " 
If your wife goes to a family solicitor they may well advise your wife to ask for 70/80/90% of the equity in the family home in order to give a large enough deposit to find a new home for your Ex and the " kids " ?
Now she may earn more than you ?
She might have a bigger pension pot ? 

You want a clean financial break