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6 year file clean from the date of bankruptcy or from discharge ?
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roughsea
Posts: 87 Forumite
I was declared bankrupt 9th of May 2017 and discharged 1 year later and wondering when my credit file will be cleaned.
Is it 6 years from the start or discharge?
Thanks for any replies
Is it 6 years from the start or discharge?
Thanks for any replies

0
Comments
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All your accounts should show a default date no later than the start date of your bankruptcy.
They will all vanish from your file on the sixth anniversary of the default date.
Your bankruptcy will come off the public record six years from the date it was granted.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2 -
Hi, here's what StepChange say -
https://www.stepchange.org/debt-info/how-long-will-bankruptcy-affect-me.aspx#:~:text=Six years after bankruptcy,the date of your bankruptcy.
There's a lot of detail and it's really informative.Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.1
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