6 year file clean from the date of bankruptcy or from discharge ?

I was declared bankrupt 9th of May 2017 and discharged 1 year later and wondering when my credit file will be cleaned.

Is it 6 years from the start or discharge?

Thanks for any replies :) 

Replies

  • edited 16 February at 2:32PM
    sourcratessourcrates Forumite
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    edited 16 February at 2:32PM
    All your accounts should show a default date no later than the start date of your bankruptcy.

    They will all vanish from your file on the sixth anniversary of the default date.

    Your bankruptcy will come off the public record six years from the date it was granted.
    Ex MSE Board Guide.

    More than a third of IVA`s fail....fact.
    Could A Debt Relief Order help you ?
    Never pay a fee for a Debt Management Plan.
    For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
  • MalMonroeMalMonroe Forumite
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    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
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