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Principality Building Society Mortgage

Hello all, 

Probably a stupid question, but can anyone get a mortgage through Principality Building Society, or is it only available to residents of Wales? The reason I ask is that it wasn’t suggested by the mortgage broker I spoke to, despite it seemingly having the one of the more competitive rates for what I’m looking for atm.

I know not all brokers are able to recommend all the mortgage providers on the market, and so it may just be for that reason it wasn’t suggested, but just wanted to check it wasn’t because it’s for welsh residents only.. 

Cheers 

Comments

  • Principality are England and Wales I believe 
  • ACG
    ACG Posts: 24,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    They do lend in England and Wales but some of their products are Wales only or at least historically they did have products for Wales only. I dont know what they have at the moment. 

    Ask your broker, for compliance they will have a file with cheaper products and why they were not recommended. It could be that it was only available in Wales, it might not pass affordability or fall outside of criteria for another reason. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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