Help Please CCJ Arrow
Lottie_Dottie_
Forumite 4 Posts
Hello, hopefully someone can help.
I've had a number of defaults, they all dropped off my credit file, paying a small amount but I stupidly took my eye off the ball and stopped paying some (stupid I know) and quickly ended up with a CCJ back on my file. The debt is an old BoS debt (£6.5 K plus the CCJ costs), now owned by Arrow, Drydens are the solicitors. I didn't recognise the letter before claim - I know now!
Anyway, I dealt with it and replied to the court well within time and the payment plan of £25 a month was accepted. On Saturday I received a letter from Arrow which I don't understand. It says
Your Running credit agreement between *** and *** (now Arrow) dated **** and numbered ****
This notice is about default sums and is given by us under the CCA 1974
The following default sums have become payable under the agreement
4/1/23 Issue costs £100
4/1/23 Issue fees £455
Total amount of default sums £555
This is the date of the CCJ. As I understand it the court costs have been added to the debt already so I'm unsure what this is.
My plan is to settle this debt eventually, and to offer FF settlements to the others so I don't end up in this situation again.
Thank you in advance
I've had a number of defaults, they all dropped off my credit file, paying a small amount but I stupidly took my eye off the ball and stopped paying some (stupid I know) and quickly ended up with a CCJ back on my file. The debt is an old BoS debt (£6.5 K plus the CCJ costs), now owned by Arrow, Drydens are the solicitors. I didn't recognise the letter before claim - I know now!
Anyway, I dealt with it and replied to the court well within time and the payment plan of £25 a month was accepted. On Saturday I received a letter from Arrow which I don't understand. It says
Your Running credit agreement between *** and *** (now Arrow) dated **** and numbered ****
This notice is about default sums and is given by us under the CCA 1974
The following default sums have become payable under the agreement
4/1/23 Issue costs £100
4/1/23 Issue fees £455
Total amount of default sums £555
This is the date of the CCJ. As I understand it the court costs have been added to the debt already so I'm unsure what this is.
My plan is to settle this debt eventually, and to offer FF settlements to the others so I don't end up in this situation again.
Thank you in advance
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Replies
When you have paid the sum in full you can stop and Arrow can whinge.
I suspect they're just trying to comply with the Consumer Credit Act but not entirely sure