Continue Overpaying Mortgage or Save?

Hello, I've tried using the MSE Calculator, but I can't see a provision to put in the end date of my Fixed Rate Mortgage Rate of 1.79%, that ends in 18 months? I am currently overpaying by £160 per month, should I carry on, or put this into a Regular Saver?


  • badmemory
    badmemory Posts: 7,760 Forumite
    First Anniversary Name Dropper First Post
    Personally I would be checking what my loan to value would be both with & without the overpayments.  Whilst you will get better interest on the regular saver it may not be the absolute best.  My regular saver is for 2 years so that would not be a good idea for me.  Maybe a regular saver for one year then overpayments with the regular saver money being available at the fixed rate end.
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