My wife has never worked, how can she get her state pension?
in Pensions, annuities & retirement planning
6 replies 835 views
she is 40s,we have a property to let, I have been working. any ideas please? someone told me she can do the self accessment tax returns and starts from there
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Class 3 NI is a common route or credits from getting Child Benefit may be another.
Has she checked her current forecast on gov.uk?
What exactly does the forecast say?
If she is just in the fortunate position that you are both flush with cash and she hasn't needed to work (and you don't have children), the objective view would be your wife wouldn't get a state pension as she hasn't contributed anything towards it.
You can however buy missing years through voluntary contributions, if you have the disposable cash. It's generally good value but you should always seek professional advice.