Early repayment charge waiver !!

waingels

Highlighting the below as could potentially help someone with time frame / decision making :

I completed a remortgage this week having started the process back in July 22.
I anticipated paying an ERC given the fixed period for the prior mortgage (with Yorkshire building society) was due to end February 28th, but willing to do so given expected rate rises.

Halfway during the mortgage offer time frame i decided to call YBS to see what, if anything could be done with the ERC given i was only a matter of weeks away from the fixed period ending (alternatively i'd have applied for an offer extension with the new bank)......
HOWEVER  I was pleasantly surprised to hear that YBS waive the ERC if the mortgage is redeemed within 2 months of the fixed period ending, instead it's replaced with a the daily rate of interest for the 2 months. 
Its a relatively new policy introduced so not in the mortgage contract T&Cs , but thought worth mentioning incase it helps with someone's decision making.

mrsplinter

Similarly, I found out recently that Barclays waive ERCs in the last 30 days of their fixed deals. It's not replaced with anything.