No need to get permission to let in the lease but Nationwide still requires it?

pt1981

Hello

as per the topic, I'm considering renting out my leasehold property. I'm on a residential mortgage with Nationwide and would like to request their consent to let. The application form states I need to provide permission to let from the freeholder. However, according to the lease, I don't need a permission to sublet the place, just have to notify the freeholder.

Nationwide still insists on it, but wondering if there's a way to get around it. Does anyone have any experience dealing with that?

ACG

I assume you have spoken to Nationwide? 
If you have, would the freeholder provide something? They may not have to, but can they? 

pt1981

Talked to Nationwide on the phone and was told that I need confirmation from the freeholder that I don't need permission. Sounds a bit ridiculous.

Emailed the freeholder but historically he's not been quick to reply and it probably won't be for free, so would rather avoid dealing with them if I can. 

penners324

Only Nationwide can tell you what they need.

Have you sent a copy of the lease to them?

user1977

pt1981 said:

Talked to Nationwide on the phone and was told that I need confirmation from the freeholder that I don't need permission. Sounds a bit ridiculous.

It's utterly absurd. Try getting it in writing from them that they can't take a view on it, even if you sent them evidence that no consent is required (e.g. a copy of the lease or a report on it from your/their solicitor).

There are loads of leasehold properties where the freeholder can't be traced (typically those where it doesn't matter much, because you don't need consent from them for anything) - it would be daft to expect a consent to be produced from them.

tightauldgit

If your lease says you don't need permission to let then your lease is proof that you have/don't need permission to let surely? So just send them a copy of the lease.