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Royal London - Governed Portfolio

Governed Portfolio 1 or 4. 350k invested. Which do i choose. GP4 appears to have performed slightly better?

Comments

  • dunstonh
    dunstonh Posts: 121,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The GP numbers do not tie up with a fixed risk profile.   They are based on timescales.    GP1 is cautious.  GP4 is balanced.



    A general rule of thumb is that the greater the risk, the better the return in the majority of periods but the greater the losses in negative periods.

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Spivo46
    Spivo46 Posts: 185 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    dunstonh said:
    The GP numbers do not tie up with a fixed risk profile.   They are based on timescales.    GP1 is cautious.  GP4 is balanced.



    A general rule of thumb is that the greater the risk, the better the return in the majority of periods but the greater the losses in negative periods.

    Many Thanks, just had a look. G4 states Moderately Cautious? But i agree that it also says Balanced. All markets still appear volatile, albeit more settled than it was.
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