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Title deeds?
Misteek
Posts: 206 Forumite
Does Ordering a standard title deeds show the latest outstanding mortgage on the property? Or not?
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Comments
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The charges register shows the lenders who have the property as security for loans.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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It won't show the balance that's remaining on the mortgage that is owed to the bank/provider though - you need to ask the bank itself for that information.1
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kingstreet said:The charges register shows the lenders who have the property as security for loans.
Do you get the charges register as part of the title deeds ??0 -
Yes.Misteek said:kingstreet said:The charges register shows the lenders who have the property as security for loans.
Do you get the charges register as part of the title deeds ??
.......1 -
By 'Title Deeds' we assume you are referring to the Lad Registry Title document? This has 3 parts:
A Property Register (defines the land)
B Proprietorship Register (ownership)
C Charges Register (mortgages and other charges)
The mortgage lender will be named in C, but the amount owed will change on a monthly (daily?) basis so naturally the LR cannot update it!1
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