Do Missed DD’s affect credit score?

Newheight13
Newheight13 Posts: 232 Forumite
Fourth Anniversary 100 Posts Name Dropper
in Mortgages & endowments
Does missing a DD affect you credit score? I missed metric bill today - of o make a manual payment will that be ok or will it still impact a mortgage application?

Thanks

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,359 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Guessing that was supposed to be electric bill? 

    Certainly my supplier doesn't report to the CRAs so late/missed payments wouldnt show.
  • ACG
    ACG Posts: 24,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Some electric companies will record late payments. 
    But if the DD failed today and you pay it manually today, you are not paying it late. 

    The only potential issue would be that there is going to be a bounced payment on your bank statement I am guessing. Not the end of the world, but could be a minor issue with some lenders down the line. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • penners324
    penners324 Posts: 3,465 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Get a bank account thar shows the DDs due to go out the day before they do
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