📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Stop government using the words "Low Income" when referring to benefits & financial support schemes

13

Comments

  • maisie_cat
    maisie_cat Posts: 2,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Academoney Grad
    The OP has a point with the definition of "low income", the ONS definition is different to that used by other GOV departments.
    The lazy route of assuming every household claiming benefits is really struggling and every other household is not is flawed, especially for pensioners.

            







  • singhini
    singhini Posts: 893 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    So tell me something OP, how much extra tax would you have been happy to pay while you were earning big in order to let people with well over £16k in saving’s receive means tested benefits?
    Zero

    its not about £16,000 or any other amount of savings!!!
    Its about the government taking and turning their back on people and then insulting them with headlines that are false!!!

    Personally i think its good to pay tax at 40% (perhaps the government should scrap the £12,570 tax free allowance and start charging everyone 20% on that amount and then 40% on anything thereafter). then the treasury would have so much more to help the people
  • singhini
    singhini Posts: 893 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    comeandgo said:
    You have so much yet you want more..
    No the government has it all.

    All Ive got is 90% less income. And no help from the government and misleading statements that the government are peddling. 
  • singhini
    singhini Posts: 893 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    singhini said:
    singhini said:

    I've just spent this evening going through old wage slips and P60's to discover that over the last 22 years ive paid £357,522 in Income tax and NI
    If paying tax doesn't get me anything, then i don't intend to pay another £350,000 over the next 20 years, i will leave that to others.
    What a load of tripe, are you really saying that you would turn down a job that would give you take home pay of around £1.3M over those 20 years you would refuse it because you don’t want to pay £350k tax on the gross pay.

    If you did not build up substantial savings and pensions in those 22 years of being very highly paid you have yourself to blame, but if you did then what the hell are you moaning about.
    Im moaning about being treated like rubbish!

    Really? in another thread you say despite now being on low income you are still paying in to your SIPP and despite not being a tax payer the gov. are adding 20% to your contributions, 
    I get £720 and the government gets £25,000 (hardly doing much for me). Perhaps you could pay my £25,000 and i would be happy to sacrifice the £720


  • singhini
    singhini Posts: 893 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 22 January 2023 at 3:34PM
    The thread is about the government peddling false information, i don't have a problem with paying tax. i have a problem that after paying it people are sh@?&d on and lied to. 

    But you lot want to make it about money. Well im off to have my lunch (swan and caviar with a bottle of Chateau d'Yquem 1825).
    Suppose i could start spending my savings on restoring my all aluminium bodied 300sl Gullwing. 
  • Torry_Quine
    Torry_Quine Posts: 18,879 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    We pay tax in when our circumstances allow, it's not sitting waiting for us.  My husband never earned much above minimum wage but we weren't entitled to any means tested benefits when he was unemployed due to savings. Unlike the OP we saw it as the rainy days we'd saved for. Benefits can be changed or removed so it's never good to rely on them if you're able to manage without.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So it is about the extra words, and all statements about benefits/help could be aimed at 'low income and savings'?  Or 'low income and other criteria'?  I agree that would be more complete, though it is not something I would put high on my list of annoyances.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • Brie
    Brie Posts: 14,998 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I agree that many of the benefits are mislabelled when they refer to being available to those on low incomes.  

    And job seekers is a bizarre benefit.  It could be based on past earnings - I had expected it to be first time I heard about it as I assumed it was like unemployment insurance I used to be able to claim far away and many years ago.  If I had lost a low paying job I would get a low amount of UI, high paying job, high UI.  Capped of course but still it was a better system to me.  And none of the job search scrutiny done in the UK but a guaranteed income for up to 12 months.  Then again this was based on the fact that many claimants lived where only very well paid but very seasonal work was available.  

    Job seekers and DWP in general seem to be staff by unhappy and either uninformed or badly trained individuals who have no interest in helping those who unfortunately are their clients.  A very broken system.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅
  • Is this satire?
  • marcia_
    marcia_ Posts: 3,494 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Amy_Jane said:
    Is this satire?
    I think so too 
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.