Flex mortgage-using loans/credit cards to offset

steven_9709

I'm sure this has been asked loads of times, but I have searched and haven't managed to find the answers I want.

I have a flexible mortgage with Intelligent Finance at the moment, on which I overpay and also offset my savings/current account etc against.

I'm interested in finding out how you can use additional funds generated from loans/interest free credit cards etc to further offset my mortgage.

Can anyone give me any advice? Examples? Existing deals etc? How I might go about setting this up?

Many Thanks :-)

Talos_2

Hello,

Take a look at the main site for super balance tranfers. These allow for transferring the balance of a 0% card directly into your mortgage(or savings) account.
Other usefull card to have is a 0% on purchases card. I use one for buying everthing, leaving the cash to biuld up in my flexible account, then pay back at the end of the 0% period.

My only advice is take it slow and build up slowly, don't be tempted to offset too much too soon by taking out too many 0% deals immediatley