Does CMS really work?

in Child support
9 replies 142 views
Clouds88Clouds88 Forumite
379 Posts
Fourth Anniversary 100 Posts
Forumite
Hello,

my ex (dad of 1st dd) has paid me £100 PM for the last however many years but didn’t pay anything this last year, then didn’t respond to my message. I am currently out of work and about to move house, funds are tight, I have 2 more children. 

Anyway, I went to CMS as I feel he should still pay something and know he’s in a good job. Anyway they have got back to me and he’s on an even better wage than I ever thought, the payments to me that are due are a lot but I can’t see him paying them seeing as he wouldn’t even part with £100 this year. Can they really make him pay? Is there a way he can get around it at all?

Replies

  • edited 20 January at 10:19AM
    poppy12345poppy12345 Forumite
    16.2K Posts
    Eighth Anniversary 10,000 Posts Name Dropper
    Forumite
    edited 20 January at 10:19AM
  • ZaSa1418ZaSa1418 Forumite
    614 Posts
    500 Posts Third Anniversary Name Dropper
    Forumite
    When is the first payment due? Normally they give him a chance to pay you directly as to not incur collection fees but if he doesn't pay up you can ask them to collect directly. 
    LBM Debt Total : £48,326.50

    Pay All Your Debt Off By Xmas 2023 - #50  £0 / £12,000.00
    Saving For Christmas 2023 - £1 a day challenge - #6 £0/£1095.00
  • Clouds88Clouds88 Forumite
    379 Posts
    Fourth Anniversary 100 Posts
    Forumite
    1st payment isn’t due until 28th February, although it says arrears of £260 so not sure when/if I will get that before or ever lol ok I will wait and see but won’t hold my breath.
  • Penguin_Penguin_ Forumite
    999 Posts
    500 Posts Third Anniversary Name Dropper
    Forumite
    Arrears may be added onto the monthly payments for x months.
  • tightauldgittightauldgit Forumite
    643 Posts
    500 Posts First Anniversary Name Dropper
    Forumite
    Clouds88 said:
    Hello,

    my ex (dad of 1st dd) has paid me £100 PM for the last however many years but didn’t pay anything this last year, then didn’t respond to my message. I am currently out of work and about to move house, funds are tight, I have 2 more children. 

    Anyway, I went to CMS as I feel he should still pay something and know he’s in a good job. Anyway they have got back to me and he’s on an even better wage than I ever thought, the payments to me that are due are a lot but I can’t see him paying them seeing as he wouldn’t even part with £100 this year. Can they really make him pay? Is there a way he can get around it at all?
    Yes, they will make him pay. He will be told what he has to pay and will be given a chance to make arrangements to pay it directly to you. If he doesn't do that then them they will collect it from him and he will have to pay more in the long run as they load the costs of collection onto the payer also. 

    There's probably ways he can get around it - he could quit his job, or disappear off the face of the planet - but presuming he's in employment and PAYE then there isn't much he can do without causing himself a lot of hassle. They'll deduct it from his earnings at source if he doesn't pay up.
  • CurlySue2017CurlySue2017 Forumite
    359 Posts
    Fifth Anniversary 100 Posts Name Dropper
    Forumite
    As others have said, yes they will make him pay and yes you should pursue it. 
    As the above poster has said already, unless he goes completely off grid they will get the money out of him.  Even if he does quit work, he will still have to pay out of any benefits he gets - allbeit a lot less but still.
    The CMS are not easy to deal with mind you but don't give up
  • Clouds88Clouds88 Forumite
    379 Posts
    Fourth Anniversary 100 Posts
    Forumite
    Thank you for all your comments. He is not the type of person to quit a job especially when he earns close to £100,000, has a mortgage and wife ect. He would lose way more than what he has to now send for his daughter.

    I will just wait and see what happens on the 26th feb! 
  • tightauldgittightauldgit Forumite
    643 Posts
    500 Posts First Anniversary Name Dropper
    Forumite
    Clouds88 said:
    Thank you for all your comments. He is not the type of person to quit a job especially when he earns close to £100,000, has a mortgage and wife ect. He would lose way more than what he has to now send for his daughter.

    I will just wait and see what happens on the 26th feb! 
    I realise it's a bit of crying over spilt milk but why did you ever agree to him paying only £100 a month in the first place if he's earning that kind of money? He should probably be paying at least that every week and quite possibly significantly more depending on circumstances.
  • Clouds88Clouds88 Forumite
    379 Posts
    Fourth Anniversary 100 Posts
    Forumite
    I think he’s only been on that much for the last year or so. I have thought he was on good money for the last 5 years but haven’t said anything. 
    We had our daughter younger so I didn’t want to ruin his life and let him just build his career/future ect whilst taking the burden myself but I was so furious that he’s got everything in his life now and then stopped paying. 
Sign In or Register to comment.
Latest MSE News and Guides

Check your Clubcard vouchers

Use our trick to extend them

MSE News

Preparing for summer

What MoneySaving things can you do now to get ready?

MSE Forum

Hot Diamonds 40% off code

Including already-reduced outlet stock

MSE Deals