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Mortgage deal ending soon
Deb4
Posts: 308 Forumite
Good evening everyone
We have got a mortgage with natwest it ends at the end of June We are paying £477 but it will go up to £646.
Just want some advice on what to do.
Many thanks deb4
We have got a mortgage with natwest it ends at the end of June We are paying £477 but it will go up to £646.
Just want some advice on what to do.
Many thanks deb4
Make £2026 in 2026 #19
February NSD
0
Comments
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Is that reverting to SVR or another fixed?
what is the rate and amount owed on the mortgage? The monthly payment means nothing otherwise.Any plans to move? Have children? You have given no info for anyone to help you.0 -
How much is owing?Deb4 said:Good evening everyone
We have got a mortgage with natwest it ends at the end of June We are paying £477 but it will go up to £646.
Just want some advice on what to do.
Many thanks deb4How long do you have left on mortgage?
What rates are available from current lender?
When can you switch with no ERC?MFW 2026 #50: £3,583.49/£25,00007/03/25: Mortgage: £67,000.00
Mortgage:
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0000 -
Consult an independent broker and consider existing lender retention or "product switch" options and remortgage options. That's a new mortgage with a new lender.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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I would certainly consult with a broker now to explore your options. If you end up moving to a lender, you will want to give yourself enough time for this process which can take anything from 6 weeks upwards. Even if NatWest offer you a deal, sometimes brokers have better deals with the same lender.0
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