Remortgage process

119 Posts

My first 2 year term is ending in May. Is there any online site to findout best mortgage interest rate deals? Or should I go for broker?
Should I find deals now or wait for sometime more for any interest rates drop?
Do I need to get my house valuation done? If yes then who can do that? I did do new driveway and kitchen refitting new flooring etc.
Should I find deals now or wait for sometime more for any interest rates drop?
Do I need to get my house valuation done? If yes then who can do that? I did do new driveway and kitchen refitting new flooring etc.
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Good place to start
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Usually, most lenders do everything in-house and use their own surveyor, conveyancer, and Solicitors to carry everything out during the whole remortgaging process.
If I switch now
will that cause any early exit charges ?
Will rate become effective immediately?
2 year fix - 4.61 with 999 product fee and 5.03 with no product fee
5 year fix - 4.41 with 999 product fee and 4.55 with no product fee