Starting rate

koops

Hello.. Does marriage allowance effect the 0%starting rate?. For example, my tax free allowance is made up of £12570 plus marriage allowance £1260=£13830....my income from pensions is £13820.Am is still allowed the starting rate of £5000?

Dazed_and_C0nfused

koops said:

Hello.. Does marriage allowance effect the 0%starting rate?. For example, my tax free allowance is made up of £12570 plus marriage allowance £1260=£13830....my income from pensions is £13820.Am is still allowed the starting rate of £5000?

You cannot have a Personal Allowance greater than £12,570.

The receipt of Marriage Allowance simply means you get £252 deducted from your tax liability.  It has no impact on the savings starter rate band.

If your pension income is your only non savings non dividend income is £13,820 then you will have £3,750 savings starter rate band available.

And once that is used the £1,000 savings nil rate band (aka Personal Savings Allowance).