Overpaying on a Barclays mortgage - how easy is it?

segovia1

My wife and I are in the process of remortgaging to a Barclays mortgage and I was wondering whether any on the forum have practical experience of how easy it is to make overpayments?  We aren't currently Barclays customers so don't have a current or savings account with them.

Ideally I'd like to be able to tip in small amounts at the end of the month when we have a bit left over, or occasionally make larger lump sum overpayments.

segovia1

I'm just bumping as this had fallen down the board.  From the Barclays website it seems that it's only possible to make regular but ad-hoc overpayments if you have their app (for which you need a current or savings account).

edinburgher

We have a Barclays mortgage. You can make ad hoc payments through the website whenever you like

Mrs_Binxtoria

I believe they have stopped allowing you to make payments online, you now have to download the app and you can make a debit card payment through there. You can pay up to 3 x your regular mortgage payment. I did mine easily enough the other day for the first time.  You don't need to have a current account or savings account with them to pay via the app, I don't.

Hope that helps :-)

edinburgher

Thanks @Mrs_Binxtoria - shows how often I (don't) make repayments. The ad hoc payments via the website have indeed disappeared as an option unless you have a Barclays current or savings account.