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Overpaying on a Barclays mortgage - how easy is it?

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My wife and I are in the process of remortgaging to a Barclays mortgage and I was wondering whether any on the forum have practical experience of how easy it is to make overpayments?  We aren't currently Barclays customers so don't have a current or savings account with them.

Ideally I'd like to be able to tip in small amounts at the end of the month when we have a bit left over, or occasionally make larger lump sum overpayments.

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  • segovia1
    segovia1 Posts: 21 Forumite
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    I'm just bumping as this had fallen down the board.  From the Barclays website it seems that it's only possible to make regular but ad-hoc overpayments if you have their app (for which you need a current or savings account).

  • edinburgher
    edinburgher Posts: 13,483 Forumite
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    We have a Barclays mortgage. You can make ad hoc payments through the website whenever you like
  • Mrs_Binxtoria
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    I believe they have stopped allowing you to make payments online, you now have to download the app and you can make a debit card payment through there. You can pay up to 3 x your regular mortgage payment. I did mine easily enough the other day for the first time.  You don't need to have a current account or savings account with them to pay via the app, I don't.

    Hope that helps :-)
  • edinburgher
    edinburgher Posts: 13,483 Forumite
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    Thanks @Mrs_Binxtoria - shows how often I (don't) make repayments. The ad hoc payments via the website have indeed disappeared as an option unless you have a Barclays current or savings account.
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