Switching rates after a PT
Helen1982uk
Forumite 6 Posts
Just a quick one...
Did a product transfer in November to 4.77% for 3 years, taking effect from 01/02/23.
Now I see the rates have fallen, even below this figure, for an even longer fix. Is there anything I can do, given the timescales, or are we locked in now? It's not a killer, maybe £20 per month, but I want to ensure we are in the best position possible, moving forwards.
Thanks for any advice x
Did a product transfer in November to 4.77% for 3 years, taking effect from 01/02/23.
Now I see the rates have fallen, even below this figure, for an even longer fix. Is there anything I can do, given the timescales, or are we locked in now? It's not a killer, maybe £20 per month, but I want to ensure we are in the best position possible, moving forwards.
Thanks for any advice x
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You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
You should be in time to swop. Go back to the Lender if you went direct to them, the Broker if you didn't.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.