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Switching rates after a PT
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Helen1982uk
Posts: 6 Forumite
Just a quick one...
Did a product transfer in November to 4.77% for 3 years, taking effect from 01/02/23.
Now I see the rates have fallen, even below this figure, for an even longer fix. Is there anything I can do, given the timescales, or are we locked in now? It's not a killer, maybe £20 per month, but I want to ensure we are in the best position possible, moving forwards.
Thanks for any advice x
Did a product transfer in November to 4.77% for 3 years, taking effect from 01/02/23.
Now I see the rates have fallen, even below this figure, for an even longer fix. Is there anything I can do, given the timescales, or are we locked in now? It's not a killer, maybe £20 per month, but I want to ensure we are in the best position possible, moving forwards.
Thanks for any advice x
0
Comments
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Who is the lender?0
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Sounds like the Halifax, special sub £150,000 3 year fixed rate
You should be in time to swop. Go back to the Lender if you went direct to them, the Broker if you didn't.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1
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