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The 'open' register and electronic identity checks
ForumUser7
Posts: 2,557 Forumite
Hi,
I'm thinking about opting out of the open electoral register, and just remaining on the voting electoral register. I was wondering, if I was to do this, would it make me unlikely to pass electronic checks for savings account applications please? Trying to figure out the trade off here.
Thank you
I'm thinking about opting out of the open electoral register, and just remaining on the voting electoral register. I was wondering, if I was to do this, would it make me unlikely to pass electronic checks for savings account applications please? Trying to figure out the trade off here.
Thank you
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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Comments
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The "full" register (the one that is used for elections) is the one that is supplied to the credit reference agencies. They have an exception to allow access to the full details. So your opting out should have no detrimental effect on instant account opening.4
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Thanks @flanerus_lobsterflaneurs_lobster said:The "full" register (the one that is used for elections) is the one that is supplied to the credit reference agencies. They have an exception to allow access to the full details. So your opting out should have no detrimental effect on instant account opening.
On the ICO website it says this about the open register 'It is used by businesses and charities for checking names and address details; users of the register include direct marketing firms and also online directory firms.' - do these business exclude financial firms then as they can access the full one through the CRAs please?
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
The ICO doesn't really know what it's talking about. It is a chocolate fireguard of a regulatory body/watchdogForumUser7 said:
Thanks @flanerus_lobsterflaneurs_lobster said:The "full" register (the one that is used for elections) is the one that is supplied to the credit reference agencies. They have an exception to allow access to the full details. So your opting out should have no detrimental effect on instant account opening.
On the ICO website it says this about the open register 'It is used by businesses and charities for checking names and address details; users of the register include direct marketing firms and also online directory firms.' - do these business exclude financial firms then as they can access the full one through the CRAs please?I consider myself to be a male feminist. Is that allowed?1 -
I can confirm that opting out of the open register has no effect. I've opted out ever since it became an option and have been verified electronically many times
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No, the financial firms can buy the open register (as can any other organisation or individual) and almost certainly do for general marketing purposes. They can check on credit worthiness by asking the credit reference agencies but the finance firms can't access the full register, the agencies will not allow trawls of the data by third parties, only data on a specific individual that includes the residence verification that comes from the register.ForumUser7 said:
Thanks @flanerus_lobsterflaneurs_lobster said:The "full" register (the one that is used for elections) is the one that is supplied to the credit reference agencies. They have an exception to allow access to the full details. So your opting out should have no detrimental effect on instant account opening.
On the ICO website it says this about the open register 'It is used by businesses and charities for checking names and address details; users of the register include direct marketing firms and also online directory firms.' - do these business exclude financial firms then as they can access the full one through the CRAs please?3 -
Rudyson said:I can confirm that opting out of the open register has no effect. I've opted out ever since it became an option and have been verified electronically many times
Same here.
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Never been on the open register and have no trouble with electronic verification. CRAs all show me as being on the electoral roll.
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Same hereRudyson said:I can confirm that opting out of the open register has no effect. I've opted out ever since it became an option and have been verified electronically many times2 -
Just to add to the 'same here' posts - same here!
Opted out for as long as I can remember, never had any problems opening accounts (touch wood!).2 -
A number of years ago I did have issues with ID checks when I opted out but it seems things have changed since then.1
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