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you can usually port and downsize subject to paying a proportion of the ERC. For example if you borrow 50% less then you pay 50% of the ERC. You could port the same balance then use the 10% overpayment allowance to reduce the balance immediately otherwise
I am a Mortgage Adviser You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
I am a Mortgage Adviser You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
