Pension carry forward rule

Grumpy_chap

IamWood said:

I made roughly about 10K contributions in 2019-20.

That means you do have the £70k that you can contribute this year.

If you contribute less than £70k (but more than £40k) this year, it will make no difference to next year as there will be no available carry-forward available, so the future will be limited to £40k contributions.

Obviously, the actually permitted is based on exact contributions (gross including employee and employer) rather than "roughly" figures.