We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Resourcefulness: The budgeter's friend
Comments
-
Oh my word....that really was a saga. So glad all is sorted now though, even though it means you need to save another EF and it might put Project Surbiton back a bit. You do at least have the a decent electrician you can call on now and sounds like the roofers are worth recommending. Hopefully we'll get some decent weather now and you can get in the garden. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £44.56
Decluttering items 1402/2025. 54/2026
Books read 23 in 2025. 2026- 2 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
Ugh - yes, what a rotten saga. Another positive I would suggest is your knowledge that your fuse box and trips did exactly what you want them to do in the event of something becoming unsafe - that was very much on our list of "well it could have been worse" things when we lost the downstairs lighting circuit before christmas. As annoying as things like that are, it's definitely a reassurance to know that the things that are in place to keep us safe are working as intended isn't it!
Fingers crossed for a speedy removal of scaffolding and some nice therapeutic gardening!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Wow what a week, your roofers and electrician sound very good though and them being willing to find solutions and put things right is worth its weight in the proverbial precious metal. Heres to a swiftish replenishing of the EF.3
-
Gosh, what a week! No wonder you were frazzled by it all. Your roofer geezer sounds very impressive,and I agree very useful to have a local electrician!
Very glad it's sorted now and you can get back on the case with your emergency fund x2 -
That was a tough week! Well done for surviving it with grace and sanity intact 👏
As others have said your roofing contractor sounds absolutely excellent and to find a good sparky is always a win. Shame about the hole in the ceiling, but that will soon be forgotten 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Yes I’m very impressed that you got through to Chief Roofer at the end of the working day!Usually there’s no chance.1
-
What a week that was, one that won’t be forgotten in a hurry I bet! Thank goodness it’s all done with and you can get back to normal.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
-
Blimey. I'm surprised you've finished swearing!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael0 -
Well done on surviving such a tough week.
With the foam being removed and a new roof this will help when you come to sell, which must feel great.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.2K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.4K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards