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Resourcefulness: The budgeter's friend

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,708 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I miss read that and thought you had said Mr FG had more than enough compost and some would be frozen for future meals......lol.  Thought you were bulking your mince out with compost now to save money......LOL
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,764....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1600/3000
    .

    Studies/surveys April.....£63.71

    Decluttering items 1402/
    2025.  195/2026
    Books read    23 in 2025.  2026- 10 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • foxgloves
    foxgloves Posts: 13,270 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes, I've just re-read that, @Makingabobor2, & I can see that it is perhaps a little ambiguous.
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • KajiKita
    KajiKita Posts: 9,946 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    The previous habits and spends on magazines resonated strongly here … 😉
    I’m impressed by your restraint in the coffee shop but what are ‘squashed eggs on toast’? #intrigued … 🤔
    Soooo jealous of your rain! We’ve barely had a drop here since late March … 

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • rtandon27
    rtandon27 Posts: 6,625 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ...I too am wondering about squashed eggs on toast...
    ...perhaps akin to our squidgy eggs in a roll? - not quite hard boiled eggs broken open in bread to reveal a slightly soft yolk?
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • KajiKita
    KajiKita Posts: 9,946 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Do you eat the squashed egg hot or cold ….? Is there salt or marmite involved? 🤔

    😉

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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