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Comments
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Would the garden centre or NT website be offering/advertising the daff deal and say which variety it is?
Ooh a published magazine letter writer! Well done you.
36p is... an insult for two surveys, but better than a slap in the face with a wet fish!
Excellent thinking on the paper template4 -
Feeling ultra smug now having earned 43p on surveys today 🥳. It all adds up over the month though and I do treat it as bonus money which gets added to our Christmas savings.6
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This prompted me to go and look at Prolific so thank you for that! 😁🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Well done on the letter leading to seeds 😊 What did it say?I know what you mean about cronesville …. 😉 I’m having to pace myself and do just a bit each day (and hour or so) so I can do more the next day and don’t hobble myself for three or four days 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Thanks for all your comments & contributions.
@KajiKita - It was a tale from our veg plot. Re stiffness, I think mine is from tight muscles - hip abductors or reductors - I haven't worked out the difference yet - as it is worsened by sitting & defo feels muscular rather than joint-based. I am going to look online for useful hip stretches I could try.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Morning all!
I shall shortly be heading out to the garden. Target tasks today are doing the rest of the bulb planting - iris reticulata & tulips and getting the rest of the tender stuff into the greenhouse, as we had frost on Friday night. I shall then need to match up re-potted geraniums with pot holders & find room for them in the conservatory & possibly bathroom windowsill.
Really good city centre trip yesterday. Yes, we spent quite a lot, but it was all planned spending & there were several good budget 'wins' (including freebies) along the way, as well as a good advancement in our Christmas shopping.
Shall have lots of budget updates to do tomorrow or Tues to get the figures straight for Mid-Month Budget Check-In on Wednesday.
F x
P.S I beat Mr F on steps yesterday. He couldn't work out how I'd done it but I know & it involved a ridiculously long queue (which wasn't moving) for the loos at M&S, lol. I stood there for a few mins before deciding to decamp to alternative facilities some distance away. This then resulted in a longer walk back to meet him (which needed to.be pretty brisk because of car park timing), so I earned 'intensity minutes' too. Go me!
Ok, on with the gardening boots....
F
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)8 -
Enjoy your gardening @foxgloves. Been laid low with a chest infection and still feeling poorly so have resourcefully spent very little over the last week as I have been eating from the cupboards and reading library books. I'm also finishing off a large piece of sashiko embroidery which I am planning to make into purses.
Have some tinned lentils that I will make into dahl later9 -
Just reminded me reading your post that I have some winter bulbs to get potted up. Have given the grass a cut today, so will pot up on Tuesday when I have a free day.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.006
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Hmmmph! Well, today has been a day of two halves & we've ended up having to spend an unplanned £529 which I was not at all happy about! Have an online talk booked for 6pm so will post tomorrow.
F x
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)12 -
Ouch to that - even when we have EFs to fund such unplanned costs, it still stings!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5
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