Sixty Thousand to clear in 4 years!
Comments
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CL21 said:Well done on getting £1k off your debt. You’ll soon be in the 5s 😊
Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
1 -
Are you focusing on the smallest debts or ones with highest interest? Hopefully as some clear you will get better deals offered to you*Dad loan - £5300 - £1700
*Virgin Credit Card - £3552.50 - £0
*Barclaycard - £0
*Total debt - £1700*
*Sinking Fund - £2000/£3000*
*Emergency Fund -£50/£2000
*Debt Repayments Pot - £0/0*
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Focus is on highest interest, minimum payments on the rest but the top 2 highest and the 2 smallest will end up paid about the same time just by the way the payments have worked out.
Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
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Withdrew this months survey money and put that towards Very. Had an issue with Very that they've given me £15 credit for too which is decent. I got £22 cashback on a hotel stay in September that has cleared too. Pay Day tomorrow, ready to get those debts down and a fresh month of saving!
Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
0 -
Made my payment to Next and Very this morning. The rest are DD so will go out in the next week. Got a busy weekend ahead albeit one that should be cheap as it's just sorting the house out!
Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
0 -
Sorted some of the house out, now got 9 large storage boxes of items to list on eBay. I've taken photos of all the ones in 2 of them and will get those listed over the next few days. I've got a lot more to go through so I reckon there could be almost double eventually.
One of my worst habits was buying books and clothes that I didn't need. I'm going to make a big effort to read more for a few reasons. To get the value out of what I originally paid as some of the books that I paid £10+ for are barely worth listing on eBay, Declutter the house (loft in particular), but also by staying in on a weekend by getting into my books and other things such as jigsaws I will be saving myself spending money by going out just for the sake of it.Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
0 -
First survey this morning has taken me over the £25 withdrawal target so that's a nice start to the day. 2.5% of my Very debt is how I see that!
Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
1 -
Latest Survey withdrawal today was £50! I'll be happy if I can keep the rate above £5 per day.
Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
2 -
Amazing survey payout.How’s the eBay selling going? I’m finding eBay very quiet at the moment.If Plan A fails, remember there are 25 more letters1
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tjp70 said:Amazing survey payout.How’s the eBay selling going? I’m finding eBay very quiet at the moment.
Debts as of 09/23 to what is now: Argos - £307 - £652 , Fluid - £1600 - £1635, Very - £800 - £1871, Vanquis - £1000 - £1010, Marble - £4400 - £4550, Next - £1755 - £1544, Santander - £2982 - £3000, MBNA - £3080 - £3200, Student Loan - £3459 - £3110, PayPal Credit - £3000, Kitchen Loan - £2866 - £2588, Double Glazing Loan - £2868 - £2631, Tesco - £3370 - £3492, Barclay Card - £3900 - £3939, Car Loans - £17057, Bank Of Mum - £2150, Virgin - £4300, MBNA Partners £3630
Total Debt £63426 - £63400Debts Repaid
V12 - £107
1
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