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Cleared - Fresh Start

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  • saveroony
    saveroony Posts: 7 Forumite
    Second Anniversary First Post
    Another way of raising extra money if you havnt already is Shoppix taking pictures of receipts for tokens once you’ve reach a certain amount you can cash out for vouchers,  also register your bank and credit card  accounts on You Gov finance and you can get yourself £50 every 3 months 

    good luck with your journey 😊
  • As much as I love Aldi, I do not buy in fruit and veg there. It looks nice enough on the shelves but doesn't seem to keep well.
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Hi have you considered down grading one or both of your cars. As 2nd hand values have risen a bit you may got more through Webuy than the o/s finance is (they can settle it direct for you). It may provide you with some leeway to get some of these cleared. 
    Good luck V x
  • RelievedSheff
    RelievedSheff Posts: 12,690 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Congratulations.

    Hopefully the first of many to come.

    Which debt is next on the hit list?
  • tjp70
    tjp70 Posts: 474 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hello Evenstar20,
    How was Christmas for you all? 
    If Plan A fails, remember there are 25 more letters
  • lucielle
    lucielle Posts: 11,495 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your wife settles back at work ok. Good luck with your payments and keep plodding. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • I've just had a catch-up read. Congrats on your new addition, who must be about a year by now, and on keeping afloat as a family through maternity leave. 

    Have you ever done a statement of affairs on the DFW board? I'm wondering if putting your whole average monthly spending down on paper will help for you, not just so the combined wisdom of these boards can help you maybe get better deals, but also so you can see where you are not getting value for your spending and maybe tweak things. Do you as a family know where your money is going to each month?

    I'm excited to see how your journey progresses going forward. Good luck :)
    Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
    April take lunch to work goal - 3 of 12
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