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On mortgage - not on deeds
Comments
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The time to deal with this was 5 years ago. If he did contribute for 10 years then this bolsters a claim. He needs to seek legal advice.Far1974 said:
Sorry yes he contributed for 10 years but left the relationship 5 years ago and it has been rented out ever sinceuser1977 said:
Sorry if I see to be labouring the point, but you haven't so far told us that he's ever paid anything? If not, on what basis does he think he might have a claim?Far1974 said:sorry they were never married. The property is on the grounds of ex partners main property and they built a cottage in the grounds.He doesn’t currently pay into the mortgage as it is rented out to cover the mortgagePosting piecemeal on a forum is never going to give you the answers.1 -
Correct me if I’m wrong.
It seems there are 2 properties- the main house and the cottage - the cottage was built with a mortgage obtained in joint names on the main house. The main house is rented out and the rental income used to pay the mortgage.
The ex was living in the cottage that they built together and funded from the joint mortgage.
5 years ago the ex left and now there is a question of whether he has a claim on the cottage, on the grounds that he has a mortgage (albeit secured on the main house) that was used to fund its build.
am I right?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1 -
I presume it's all one property (no matter how many things are built on it) with one mortgage though. So any claim would be on the overall property.0
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Yes absolutelysilvercar said:Correct me if I’m wrong.
It seems there are 2 properties- the main house and the cottage - the cottage was built with a mortgage obtained in joint names on the main house. The main house is rented out and the rental income used to pay the mortgage.
The ex was living in the cottage that they built together and funded from the joint mortgage.
5 years ago the ex left and now there is a question of whether he has a claim on the cottage, on the grounds that he has a mortgage (albeit secured on the main house) that was used to fund its build.
am I right?0 -
The mortgage is joint but the deeds for the property is in ex’s name.The property is currently rented out. They lived in the property together for 2 years then lived in the main house together (ex’s property) and rented out the cottage.He paid towards bills etc for 15 years
any advice greatly received0 -
You have been given “advice” 4 months ago.It really would be best for your friend to post directly and seek legal advice.0
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