Virgin Money Remortgage

TheJPTheJP Forumite
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Has anyone re-mortgaged with Virgin recently as an existing customer? What sort of rates have they offered?

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  • kingstreetkingstreet Forumite
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    See page eight where broker product transfer rates can be found;-

    https://intermediaries.virginmoney.com/virgin/assets/pdf/mortgage_update.pdf
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACGACG Forumite
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    Ive been with them a while. Historically their rates are about 0.5% above the best buys. Sometimes it can be a little higher. 
    Its an easy enough process, although I do it as a broker (as they pay me commission on my own mortgage haha), rather than an individual. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Maka344Maka344 Forumite
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    ACG said:
    Ive been with them a while. Historically their rates are about 0.5% above the best buys. Sometimes it can be a little higher. 
    It’s an easy enough process, although I do it as a broker (as they pay me commission on my own mortgage haha), rather than an individual. 
    When it comes to product switches with them, if you quote the value on file, do they tend to just accept that and process the product switch? And is it easy enough switching from one of their fox products to a tracker? 

    Thanks and sorry to hijack. 
  • ACGACG Forumite
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    I think they use a desktop valuation to value your property. You can accept that and easy enough, if you want a new valuation I think you might have to pay for it. 

    You can choose whatever products they have available to you, whether you are going from fixed to variable to variable to fixed. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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