I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
Ive been with them a while. Historically their rates are about 0.5% above the best buys. Sometimes it can be a little higher. Its an easy enough process, although I do it as a broker (as they pay me commission on my own mortgage haha), rather than an individual.
I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Ive been with them a while. Historically their rates are about 0.5% above the best buys. Sometimes it can be a little higher. It’s an easy enough process, although I do it as a broker (as they pay me commission on my own mortgage haha), rather than an individual.
When it comes to product switches with them, if you quote the value on file, do they tend to just accept that and process the product switch? And is it easy enough switching from one of their fox products to a tracker?
I think they use a desktop valuation to value your property. You can accept that and easy enough, if you want a new valuation I think you might have to pay for it.
You can choose whatever products they have available to you, whether you are going from fixed to variable to variable to fixed.
I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Replies
https://intermediaries.virginmoney.com/virgin/assets/pdf/mortgage_update.pdf
Its an easy enough process, although I do it as a broker (as they pay me commission on my own mortgage haha), rather than an individual.
You can choose whatever products they have available to you, whether you are going from fixed to variable to variable to fixed.