Virgin Money Remortgage

Has anyone re-mortgaged with Virgin recently as an existing customer? What sort of rates have they offered?

Comments

  • kingstreet
    kingstreet Posts: 39,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    See page eight where broker product transfer rates can be found;-

    https://intermediaries.virginmoney.com/virgin/assets/pdf/mortgage_update.pdf
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACG
    ACG Posts: 24,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Ive been with them a while. Historically their rates are about 0.5% above the best buys. Sometimes it can be a little higher. 
    Its an easy enough process, although I do it as a broker (as they pay me commission on my own mortgage haha), rather than an individual. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Maka344
    Maka344 Posts: 136 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    ACG said:
    Ive been with them a while. Historically their rates are about 0.5% above the best buys. Sometimes it can be a little higher. 
    It’s an easy enough process, although I do it as a broker (as they pay me commission on my own mortgage haha), rather than an individual. 
    When it comes to product switches with them, if you quote the value on file, do they tend to just accept that and process the product switch? And is it easy enough switching from one of their fox products to a tracker? 

    Thanks and sorry to hijack. 
  • ACG
    ACG Posts: 24,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I think they use a desktop valuation to value your property. You can accept that and easy enough, if you want a new valuation I think you might have to pay for it. 

    You can choose whatever products they have available to you, whether you are going from fixed to variable to variable to fixed. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.9K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.9K Work, Benefits & Business
  • 619.7K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.