Payday loans

drruss90

Hello all. I’m wondering if you would be able to advise me.
I fell out of work for 5 months in 2017 and took out payday loans to pay my credit cards debts so they wouldn’t go against me.
By the time I got back into work my debt doubled.
I just want to know would I be entitled to a refund from the creditors?
The creditors didn’t check my employment status nor did they check if the loans were affordable.
A few of the companies - wonga, piggy bank, unclebuck, avant have all folded over the last few years and are all in DMP.

[Deleted User]

You can complain if there is still a company and the refund scheme is open but it's probably a bit late

The Debt Camel site has a lot of useful info but it looks like:

Wonga, Uncle Buck - probably not as the deadline has past
Piggy Bank loans - seems to be ongoing with administrators but I doubt it'll be soon as it looks like 3 years since they went under and someone in the comments said it was still ongoing
Avant you might be able to

Do not use third parties for this

McKneff

So what did you say when they ask what your employment status wa and what your salary was?

MEM62

By the time I got back into work my debt doubled.

That was to be expected.  Payday loans are by their very nature expensive. 

I just want to know would I be entitled to a refund from the creditors?

Any complaint, where the window is still open for you to do so, will depend largely on what information you provided when you applied for the loans.