Can invoices be included in dro? 14 December 2022 at 11:05AM in Bankruptcy & living with it 3 replies 238 views

Ywz

I’ve just filled in all my creditors from my credit report. I have outstanding invoices that never went to court do I include them? 

MalMonroe

Hi, I guess it would depend what the invoices are for.

There's a lot of information in the following government link - 

https://www.gov.uk/government/publications/getting-a-debt-relief-order/getting-a-debt-relief-order

In that link it advises that you have to submit a DRO through an approved intermediary and it also gives you a list of them. I'd really recommend StepChange, because they helped me with my DRO.

Why don't you contact one of the free debt help agencies anyway? They'll talk you through exactly what you can and cannot include. And they will be non-judgemental and very helpful. 

The ones often recommended on here are National Debtline, StepChange and Citizens Advice and the details of each are on that list. 

Their services are free so you may as well take advantage.

I wish you all the very best.

sourcrates

Ywz said:

I’ve just filled in all my creditors from my credit report. I have outstanding invoices that never went to court do I include them? 

Invoices from whom?

Please explain further.

fatbelly

Generally, yes. If your local garage, or vet or Funeral Director (I'm thinking of some recent cases I had) have invoiced you and you have not paid the invoice then this is a qualifying debt and MUST be listed.

If this is some sort of scam invoice for something that was never supplied then it's not a debt.