In that link it advises that you have to submit a DRO through an approved intermediary and it also gives you a list of them. I'd really recommend StepChange, because they helped me with my DRO.
Why don't you contact one of the free debt help agencies anyway? They'll talk you through exactly what you can and cannot include. And they will be non-judgemental and very helpful.
The ones often recommended on here are National Debtline, StepChange and Citizens Advice and the details of each are on that list.
Their services are free so you may as well take advantage.
I wish you all the very best.
Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
I’ve just filled in all my creditors from my credit report. I have outstanding invoices that never went to court do I include them?
Invoices from whom?
Please explain further.
Ex MSE Board Guide.
More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay a fee for a Debt Management Plan. For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
Generally, yes. If your local garage, or vet or Funeral Director (I'm thinking of some recent cases I had) have invoiced you and you have not paid the invoice then this is a qualifying debt and MUST be listed.
If this is some sort of scam invoice for something that was never supplied then it's not a debt.
Replies
There's a lot of information in the following government link -
https://www.gov.uk/government/publications/getting-a-debt-relief-order/getting-a-debt-relief-order
In that link it advises that you have to submit a DRO through an approved intermediary and it also gives you a list of them. I'd really recommend StepChange, because they helped me with my DRO.
Why don't you contact one of the free debt help agencies anyway? They'll talk you through exactly what you can and cannot include. And they will be non-judgemental and very helpful.
The ones often recommended on here are National Debtline, StepChange and Citizens Advice and the details of each are on that list.
Their services are free so you may as well take advantage.
I wish you all the very best.
Please explain further.
More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay a fee for a Debt Management Plan.
For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
If this is some sort of scam invoice for something that was never supplied then it's not a debt.