We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

SOA budget advice

snowdrop33 · 2022-12-12 20:12:34

So I posted earlier about having 10.5k to pay off debts. I feel an SOA may help better understand our situation. Me and my husband are going through everything later this week to plan on reducing our budget and basically get things into the black. So I thought I’d post this on here so we can look at the advice when we go…

Options

Comments

benbenandme Posts: 12,343 Forumite

30 December 2022 at 8:25PM

Hello Snowdrop, can I ask if you pay your council tax over 10 months or 12? If it's over 10 make sure you move the equivalent amount into a separate pot, that could go towards one of your debts?

Mortgage Total: £51,801 / £75,000
Mortgage Overpayments Pot £947
1

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

British Airways passenger? Book and travel using your old Covid vouchers NOW – or lose them
If you had a British Airways (BA) flight or holiday disrupted by the Covid-19 pandemic, check if you've got an old voucher as millions of pounds' worth are still unclaimed. You'll need to use it to travel before the end of September 2025 – or risk losing it. Below we explain how to search for unused vouchers and how to use them.

View All

SOA budget advice

Comments

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free