I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Barclays Mortgage Renewal
Options
si2winit
Posts: 62 Forumite
Hi All
my mortgage with Barclays is up in 180 days, they have a number of offers for me on the app, I’m debating 0.8 above BOE base or possibly the 5 year fix at 5.49. Wondering if these offers change over the coming weeks or the offers I have now will remain the same? Anyone have any experience of this?
not sure if I should wait before agreeing one.
my mortgage with Barclays is up in 180 days, they have a number of offers for me on the app, I’m debating 0.8 above BOE base or possibly the 5 year fix at 5.49. Wondering if these offers change over the coming weeks or the offers I have now will remain the same? Anyone have any experience of this?
not sure if I should wait before agreeing one.
Thanks in advance
0
Comments
-
They can be changed at any time. However if you secure one now then any increase wouldn't impact you (obviously an increase to the base rate would change the actual rate but the underlying rwte wouldn't change).
If a better option comes up then you can request a chnage to the cheaper rate. The lender will not proactively offer this so you need to keep an eye on it.
If there is a fee applicable then add it to the loan for now.
Maybe see a broker who can arrange this and then monitor for any changes and advise accordingly.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards