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Postal disruption and lost cheques

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Hi, does anyone know what happens if cheques are lost in the post and not deposited? Thanks to the postal strikes I've had no post delivered for a couple of weeks and before that many things were delayed by the strikes. One ebay order was lost in the post and some letters were about a week late, and things are even worse now. When all the post builds up like that, the chances of things going missing increase, especially if they have to use temp postal workers to help with the huge backlog (which will be exacerbated by the Christmas rush). If a cheque goes missing, is it just tough luck for the winner? For many competitions the first and only notification of a win is getting the cheque.
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Of course if you don't know you are due to receive a cheque then yes it's going to just be tough luck I imagine.
2023 £1 a day £54.26/365
https://www.leicestermercury.co.uk/news/local-news/royal-mail-investigate-after-hundreds-7702300