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2023 Frugal Living Challenge

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  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @Frugaldom I am just wondering why you are after a business account? As a sole trader you can have the account in just your name, obviously if your income became a worry to your bank they would let you know and give/make you advise of what type of customers they are looking for. Have you tried Chase? it is an app based account and very easy to open. You get to have 10 pots for savings and pays a very good rate of 4.1% with instant access too. 
    Good luck

    2 Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • Frugaldom
    Frugaldom Posts: 7,136 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 23 August 2023 at 5:06PM
    @Frugaldom I am just wondering why you are after a business account? As a sole trader you can have the account in just your name, obviously if your income became a worry to your bank they would let you know and give/make you advise of what type of customers they are looking for. Have you tried Chase? it is an app based account and very easy to open. You get to have 10 pots for savings and pays a very good rate of 4.1% with instant access too. 
    Good luck

    2 Scratters xx
    Yes, I have been self employed for well over 30 years but now want to develop the sanctuary to make it more accessible. We accept donations and some people don't use PayPal. I closed my business account as soon as BoS started charging a monthly fee. Seems I'm now stuck between a rock and a hard place as I am also registered as a social enterprise but no funding can be accessed without a named bank account but I don't want an account that charged me for having my money in there. I also don't qualify if I need to guarantee a minimum amount paid in each month as some months there could be nothing. 😆
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • Siebrie
    Siebrie Posts: 2,971 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I always leave the rhubarb leaves on, and only remove them when they are completely died down somewhere in October. Then I add a generous layer of compost around the plant.

    Is it safe to eat rhubarb from the plant now? I thought oxal acid levels were dangerously high after 21 June?
    Are you wombling, too, in '22? € 58,96 = £ 52.09Wombling in Restrictive Times (2021) € 2.138,82 = £ 1,813.15Wombabeluba 2020! € 453,22 = £ 403.842019's wi-wa-wombles € 2.244,20 = £ 1,909.46Wombling to wealth 2018 € 972,97 = £ 879.54Still a womble 2017 #25 € 7.116,68 = £ 6,309.50Wombling Free 2016 #2 € 3.484,31 = £ 3,104.59
  • Van_Girl
    Van_Girl Posts: 402 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Siebrie said:
    I always leave the rhubarb leaves on, and only remove them when they are completely died down somewhere in October. Then I add a generous layer of compost around the plant.

    Is it safe to eat rhubarb from the plant now? I thought oxal acid levels were dangerously high after 21 June?
    Apparently it's safe, but would be woody and flavourless after end of July ish
    £12k in 25 #14 £10,474.10/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k
      Debt Free January 2021
    This discussion has been closed.
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