Combining 3 credit cards from the same issuer

Velar19

I have three Virgin money credit cards, all with a zero balance, and all with different credit limits.  For ease, I would like to combine the three cards, and their credit limits, into one card.  I thought this would be possible.  However, after speaking to Virgin Money on the phone, they have said they don't do this.  Is this right, or did I just get an unhelpful member of staff?

vampirotoothus

It's probably right. If you are not using them and your credit utilisation is low I would just close 2 of them and keep one for Credi Card protection. V x

cymruchris

Yes - I had a regular Virgin/Virgin Atlantic card combo which they wouldn't combine, so I closed the lower limit card anyway. I've since had an increase to what the combined limit was. Probably can't be done because of their poor systems.

slenderkitten

i have 2 with same bank different apr rates one has is 0% just now that i am paying off the other one has nothing in it should i combine them to move the other one into the 0% if it's possible?