Combining 3 credit cards from the same issuer

I have three Virgin money credit cards, all with a zero balance, and all with different credit limits.  For ease, I would like to combine the three cards, and their credit limits, into one card.  I thought this would be possible.  However, after speaking to Virgin Money on the phone, they have said they don't do this.  Is this right, or did I just get an unhelpful member of staff?


  • It's probably right. If you are not using them and your credit utilisation is low I would just close 2 of them and keep one for Credi Card protection. V x
  • cymruchris
    cymruchris Posts: 5,205 Forumite
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    Yes - I had a regular Virgin/Virgin Atlantic card combo which they wouldn't combine, so I closed the lower limit card anyway. I've since had an increase to what the combined limit was. Probably can't be done because of their poor systems.
    An ex-bankrupt on a journey of recovery. Feel free to send me a DM reference credit building credit cards from the usual suspects :) Happy to help others going through what I've been through!
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