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NatWest remortgage timeline

Hi all!

I would be grateful for your help. My 2.22% 5 year fixed mortgage with NatWest is coming to an end on  30-04-2023.

I’m looking at a two year tracker rate of 0.73% plus base (3%), so 3.73% total, plus £995 fee, as this is the current cheapest remortgage option.

The system will allow me to switch my mortgage online. I’m happy to go ahead, but if and when I switch my mortgage, will it immediately change to the new rate, or will I still have the benefit of the remaining time on my existing 2.22% rate until April? It isn’t clear online.

many thanks for your help!

Comments

  • I should say that this is using NatWest’s remortgage with them online facility. I would like to stick with NatWest for personal reasons
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