Santander indemnity policy

We are having a nightmare and are already 5 months into trying to buy our first home with no chain either side. The property was built in 2018 and there is a rent charge for the management of the estate. Our solicitor has been requesting a deed of variation which the sellers solicitors have refused. They have accepted to sort an indemnity policy which has been sent to our lenders (Santander) to approve. This is the last enquiry out of 20 that has been going on for months. Has anyone got any feedback on whether Santander would accept an indemnity policy? Been told our best case scenario is they will and we could be in by Christmas. Worst case they don’t and we are looking at months waiting for a deed of variation to be arranged. The not knowing and waiting is the most stressful thing and we just want to know if it’s likely to be accepted. 


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