Drowning in puddles! 27 November 2022 at 11:31AM in Debt free diaries

Rainysunday

Hello, my name is Rainy. I have reached the bottom of a big puddle. Everything has  fallen apart. 

My finances are a complete and utter mess.
My relationship has ended. My health is potentially in  trouble, as waiting on biopsy results. 

This is the first step in taking control again.
I need to find out exactly how much debt I’m in. Then make a call to step change. To see what my options are. 

I am so tired of feeling like this. It’s eating away at me. The cost of living crisis has tipped me over the edge. 

My relationship ending has made debt repayment pretty much impossible now.
I am starting this diary as a way of being accountable, as no-one in real life has a clue of the mess I’m in. 

I think my debt roughly comes to about £17,000.
I haven’t missed any payments as of yet. But that will change this month as I have been off sick from work recovering from surgery. And my take home pay will be a lot less than normal. 

I have a day off on Tuesday so I will use the time between now and then to get all the figures I need together and then call step change.
I will update later in the week. Hopefully with a dabble of sunshine towards a brighter future.
Rainy Sunday.