Been a long time - unsure

cannydo

Hey all, long story short, we have been mortgage free for 8 years.  Recently things have changed and I am moving out and buying my own property.  The property I am hoping to buy (putting offer in tomorrow) is £180k, which I will be putting down a 65K deposit from the equity of 90K from our marital home.  I know interest rates are high and I am unsure whether to fix, track or go on a variable discount?  I don't think interest rates will go much higher and will steadily drop over the next few years (but could be wrong), so this is putting me off a fixed rate mortgage.  The problem is with my last mortgage we were always on fixed and managed to pay it off 8 years early, and I am unsure of tracker, variable discount mortgages as its something I never considered before.  I want to keep my monthly payments as low as possible for now, and hope to overpay when I can.  I know nobody has a crystal ball but I would value any opinions as to what type of mortgage would be best, as I haven't had a mortgage for a number of years.