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How's my plan?

consciousobservation · 2022-11-23 21:00:48

Good evening, I've been squirrelling away various pots over the years and have recently come into some money which has meant the figures are getting quite significant (for me). I just want to check i'm not making any costly mistakes. Age: 34 Pension pot: £32,500 - currently paying in £380 p/month including employer and tax…

Comments

Albermarle Posts: 30,453 Forumite

25 November 2022 at 10:09AM

I saw a slide yesterday which showed that to date, there was no equities investment (presumably in a particular index) that registered a loss in real terms after 23 years -
The usual time frame quoted for zero chance of loss is around 14 years, but that might be in actual terms, so not accounting for inflation.
Even after 8 years the chance of a loss, is down to about 5%, based on historical statistics.

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