Missed national insurance years

Handlotion29

I had my children in 1964 and 1969 so did not have NI stamps paid while I was looking after my children. I don’t get a full state pension because of this. Can I pay to correct this?  Thank you

Marcon

Handlotion29 said:

I had my children in 1964 and 1969 so did not have NI stamps paid while I was looking after my children. I don’t get a full state pension because of this. Can I pay to correct this?  Thank you

See https://www.moneysavingexpert.com/savings/state-pensions/

p00hsticks

Handlotion29 said:

I had my children in 1964 and 1969 so did not have NI stamps paid while I was looking after my children. I don’t get a full state pension because of this. Can I pay to correct this?  Thank you

It's far too late to make voluntary contributions to fill in gaps from last century.

If you have more recent gaps then you may be able to buy them but they may or may not boost your pension.

When did you reach state pension age ?

Were you working immediately prior to that time or are there unfilled years in your record from then ?

When working were you paying NI at the full rate or the lower 'married womens stamp' ?

https://www.gov.uk/check-national-insurance-record

How much weekly state pension are you getting ?

molerat

I assume you retired pre 2016.  In that case unfortunately there is nothing you can do about it now.  Child NI credits only applied from the 1978-79 tax year.

xylophone

 I don’t get a full state pension because of this.

Do you mean that you reached SPA before April 6 2010 and did not have 39 qualifying years?

Your pension statement for the current year shows a Basic State Pension that is under £141.85 a week?