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Fix in or go variable?
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Kerry1505Kerry
Posts: 1 Newbie
Hi, our fixed term is coming to an end, offered 4.99% which is affordable but only because we are having to extend our term by 4 years, offered variable at 3.29% my question is if any one can help (I know the markets are constantly changing so advice can change) do we fix, or do we risk a variable, if we go variable, and then things go drastically wrong, how quick can we then get a fixed rate and tie in? Weeks/months?
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If you are on a no exit-penalty rate (most tracker rates and some discounted variable rates) you could switch over to a fixed rate whenever you want at no cost.0
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