Product switch rates vs moving home rates with Nationwide

gih

Moving house, and porting existing mortgage with Nationwide (77k at 2.29% until June 2032).
We're borrowing an additional 80k for the new house. Have been considering the 5.39% 5 year fix for that.

However, Nationwide rates for product switches are better than for they are for existing members moving, e.g. it is 4.79% for a 5 year fix.  Is it possible for us, as movers, to just apply for a product with no ERC for the additional 80k, e.g. the 2 year base rate tracker, then straight after we move do a product switch to the 4.79% 5 year fix?

Fully aware the 4.79% might go up before we could switch onto it, just wondering if doing something like the above is permitted. Are there any disadvantages I'm missing?

simon_or

In the past, my broker has done something similar with a Nationwide fee free tracker where I remortgaged to it, switched to a lower rate NW tracker a month or so later and then switched to a Nationwide 2 year fix 3 months later.

My circumstances were different as it was for leaving my options open as we were considering a move which we later decided against. But based on my experience it seems you should be able to do what you propose.