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2008 - Live on £4000 for a full year.

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  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Good Morning everyone!!!

    Hope everyone has a nice day, I WONT be going out if i can help it, it is blowing a gale, woke me up at 5am too :(
    So hopefully a NSD DAY today

    Recieved my quidco payment in my bank today and also part of my rent money :) Also tax credits are now sorted and paying me on tiesday and thursday :)

    Have not added yesterdays spends to my sig but i will do in a bit as DD for insurance come out also. This week need to pay rest of phone bill £90 and also get some travel insurance.
    Do i add the cost of airport taxi to my spends and travel insurance???
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Morning mumzy,
    Glad your money is getting sorted for you. Winds woke me up this morning too:rolleyes:
    Think it is up to you whether you include Taxi money or not, have you looked on pigsback for travel insurance, got mine quite cheap thru them and 500piggy points too, but maybe you could get it cheaper elsewhere. Kids usually included free on a lot of policies so that helps.

    Hows the no smoking going? Don't forget the patch;)
    Reduce,re-use, recycle.






  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Yup i have its £13.50 (says £3.50 to post policy out but do they not send it to your email address?) plus £5.00 piggypoints so that well cheap :)
    I just dont have a printer

    No smoking is going good :) I will only change the patch when i feel im getting cravings lol. Patch change is due about 2.30pm

    The funny thing is as soon as ive fed,watered,changed kids im on here and it takes my mind off my morning cig i think :) hehehe.
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    mumzyof2 wrote: »
    Yup i have its £13.50 (says £3.50 to post policy out but do they not send it to your email address?) plus £5.00 piggypoints so that well cheap :)
    I just dont have a printer

    No smoking is going good :) I will only change the patch when i feel im getting cravings lol. Patch change is due about 2.30pm

    The funny thing is as soon as ive fed,watered,changed kids im on here and it takes my mind off my morning cig i think :) hehehe.

    They will e mail you the policy but awkward if you don't have a printer.
    Do you have a local library, they usually have internet access and you can print stuff off for a few pence, or e mail it to a friend and get them to print it off for you:confused:
    Reduce,re-use, recycle.






  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    sophiesmum wrote: »
    They will e mail you the policy but awkward if you don't have a printer.
    Do you have a local library, they usually have internet access and you can print stuff off for a few pence, or e mail it to a friend and get them to print it off for you:confused:

    Thankyou very much, i will get the ex to print it off for me :rotfl:
    How are you today? Much planned for today? I want to go somewhere now but dont know where and if i should cause of the pennies and also the weather
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    mumzyof2 wrote: »
    Thankyou very much, i will get the ex to print it off for me :rotfl:
    How are you today? Much planned for today? I want to go somewhere now but dont know where and if i should cause of the pennies and also the weather

    State of the weather today I would stay in, its freezing out there:D .
    Cooking for the oldies again today and lots of paperwork to catch up with in office:rolleyes: Can't wait for the weekend it's been a busy week at work.Roll on Saturday:j
    Reduce,re-use, recycle.






  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    sophiesmum wrote: »
    State of the weather today I would stay in, its freezing out there:D .
    Cooking for the oldies again today and lots of paperwork to catch up with in office:rolleyes: Can't wait for the weekend it's been a busy week at work.Roll on Saturday:j

    Thats the problem if i do stay in the kids get bored even after endless activties of drawing painting etc. There grumpy this morning think there tired :) but DS wont sleep in day anymore. Im a bit tired so going to make a brew and then tidy up and doze on settee when DD is asleep and DS watching tv/sleeping :)
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Janey51
    Janey51 Posts: 1,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Its a day for cozying up by the fire today :D Hail and gail force winds. Makes me feel like making soup and wrapping myself in cats :D

    But I will have to go and see my Mum, hand my timesheet in (have worked extra 14 hrs this week :j ) and get some cat food or may find my toes being gnawed by hungry felines.
    I will take the opportunity to call into local Co-op for any reduced vegs for my soup marathon and see if my Quidco payment has gone in so I can transfer it into a savings account.
    DH went back to work even though he is still in a lot of pain from broken bone in foot but in his job...no work=no pay so he wants to go :rolleyes:

    Was given a box of Maltesers last night by a friend so ate a few and gave the rest to DH. I really really enjoyed every morsel of chocolate as it was free :T

    Did a really silly thing :mad: Forgot to renew my library books so I will have fines to pay. This lapse is the sort of thing that is needless expense and really makes me annoyed with myself as I can renew them online so absolutely no excuse :wall:
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Janey51 wrote: »
    Its a day for cozying up by the fire today :D Hail and gail force winds. Makes me feel like making soup and wrapping myself in cats :D

    But I will have to go and see my Mum, hand my timesheet in (have worked extra 14 hrs this week :j ) and get some cat food or may find my toes being gnawed by hungry felines.
    I will take the opportunity to call into local Co-op for any reduced vegs for my soup marathon and see if my Quidco payment has gone in so I can transfer it into a savings account.
    DH went back to work even though he is still in a lot of pain from broken bone in foot but in his job...no work=no pay so he wants to go :rolleyes:

    Was given a box of Maltesers last night by a friend so ate a few and gave the rest to DH. I really really enjoyed every morsel of chocolate as it was free :T

    Did a really silly thing :mad: Forgot to renew my library books so I will have fines to pay. This lapse is the sort of thing that is needless expense and really makes me annoyed with myself as I can renew them online so absolutely no excuse :wall:

    My quidco payment went in today so maybe yours has :)
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I don't borrow from the library for the very same reason. I always read the books within 2 days of getting them too.

    Have also messed up by not cancelling some mail order stuff in time so am going to have to buy this month's. It's okay as can go in the bday chest but didn't really want to spend it. Books mainly so will go round lots of the family.

    Very busy today with work. Could do without the dentist but will get charged if I cancel it.

    Sending money abroad has reared its ugly head (yet again). OH is having nightmares, which requires comforting in the night. Not too bad though, happens every so often.

    Baby-making attempts haven't worked this month either. Probably just as well. Was sad at 4am but quite philosophical now.

    Have a good, cheap day despite the grumpy weather!
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
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