Skipton Building Society Reviews

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

Comments

  • JMA74
    JMA74 Posts: 262
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    last application I did asked for no documents and was offered in about a week.  All PAYE data was verified through hmrc verification and valuation was automated.  App to Offer was about 5 days I think
    I am a Mortgage Adviser 
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • poohjj
    poohjj Posts: 39
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    @JMA74

    Hello,

    Can you confirm when this application was?
  • JMA74
    JMA74 Posts: 262
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    End of September ish
    I am a Mortgage Adviser 
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • We've just applied for a mortgage with Skipton. How did yours go? 
  • Fantastic lender. Didn't want any documents for myself and offered in 24 hours
  • candycain
    candycain Posts: 18
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    @housebuyer143 Hi, how comes no documents were requested?
  • ACG
    ACG Posts: 23,592
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    candycain said:
    @housebuyer143 Hi, how comes no documents were requested?
    Below a certain LTV and they may not need bank statements.
    They can usually automate ID checks if you have a stable address history and on the voters roll. 
    Income they can verify if employed and not reliant on bonuses/commission etc. 

    I had an offer with them in 92 minutes a couple of months ago. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Becksie11
    Becksie11 Posts: 16
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    I’ve just applied for a mortgage with Skipton. Took about 4 days. I’m self employed and husband is in the police. 
    Still had to send in x3 bank statements ID etc. this was 19th Dec process started 
  • Hi I have applied for a mortgage with skipton building society and they have requested HR employment reference is this a good sign ?
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