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What Small Things Will You Do This Week?? 7th November 2022

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards, and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer every day to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini

Comments

  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  NSD
    3.  Meals from stores
    4.  Surveys/Pick My Postcode/Consumer Pulse
    5.  Read free book
    6.  Keep electricity usage as low as possible
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 November 2022 at 3:59PM
    Determined to be more present on here this week! 

    Today I have/will:
    • Check banks 
    • Squeeze out end of toothpaste 
    • Snap a receipt 
    • Make lunch to take to work 
    • Drive on eco mode 
    • Email company re return
    • Update spreadsheet with weekend's spends 
    • Shuffle some money around 
    • Charge battery pack at work
    • Dinner from stores
    • Turn oven off at wall when finished cooking 
    • Continue working on next birthday present 
    That's everything I can think of for now!
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all!

    Today I have/will:
    • Check banks 
    • Make lunch to take to work 
    • Turn microwave off at wall 
    • Drive on eco mode (plus didn't have to drop OH to work!)
    • Email company re return
    • Claim £5 from Shopp*x
    • Dinner from stores
    • Turn oven off at wall when finished cooking 
    • Continue working on next birthday present 
    That's everything I can think of for now!
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Been to Morrisons for cat treats
    3.  Surveys/Pick My Postcode/Consumer Pulse
    4.  Meals from stores
    5.  Read free book
    6.  Update iphone/iPad apps, Run free antivirus on macbook
    7.  Finalise budget for next week
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Remembered to go via topcashback when buying something
    3.  Meals from stores
    4.  Surveys/Pick my postcode
    5.  Read free book
    6.  Washed and disinfected all cat bowls/mats
    7.  My £324 cost of living payment is showing as pending for tomorrow so need to decide where that goes, thinking of transferring it to my MOT/service fund as that is booked for Monday. Have saved all year for the MOT so already have £400 in the savings
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Received my £324 cost of living payment, have put £15 petrol in my car, stocked up on cat food, litter and treats. Rest of it is in my MOT/ service fund.
    3.  Meals from stores, stroganoff is in the slow cooker
    4.  Duolingo
    5.  Surveys/pick my postcode
    6.  Read free book

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all!

    Please to report that after a bit of a fight my refund for something has been actioned! 

    Today I have/will:
    • Check banks 
    • Load of washing on 30 degree eco wash
    • Drive on eco mode 
    • Email company re return
    • Charge watch at work 
    • Start next crochet pattern using pattern I already have 
    • Hang washing on airer
    • Dinner from stores
    • Turn oven off at wall when finished cooking 
    • Park for free at netball  
    That's everything I can think of for now!
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @twiggy86. Congratulations on getting the refund you deserve :)
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Been for a blood test (persistent elevated platelets)
    3.  Meals from stores (leftover stroganoff for dinner)
    4.  Duolingo
    5.  Surveys
    6.  Set budget for Monday

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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