Five year plan

isadreamalie

New update

Debt now stands at £107,576. On track to nudge into a five figure balance at the year end without going over the 10% allowance 

I continue to use overpayments to reduce monthly payments as I can pay more outside a fix and so the apparant 19 years or so is meaningless. I now pay around £587 a month. I feel like the £500-£600 pcm mark is the last really noticeable amount as below £500 I can't imagine worrying about it.

Aimingforthegoodlife

Wow what fantastic progress you are making, incredible!

isadreamalie

Aimingforthegoodlife said:

Wow what fantastic progress you are making, incredible!

Thank you

As a single person 2023 wasn't an easy year. My shower drain needed fixing, coving repaired and a fence replaced within a tight time period.
I've also been travelling an awful lot which I'm lucky to do but did leave the money rather depleted some months 
I've also lost a fair few days pay due to strike action however I've been lucky to avoid this in 2024 so far.