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Will we have options?
Options
barbwyre
Posts: 2 Newbie
Hi,
Just trying to test the water to see if we may have options. We are looking for purchase a house valued at 280K. We have a deposit of £220k thank to equity in our current property so we need to borrow 60K
we have a joint income of just over 90K
We have 30k of unsecured debt at good rates, well managed etc. No late payments or other adverse for 2 years. however....
On my credit file I do have some AP markers from around 3 years ago. I had arrangements on 4 of my credit accounts for around 6 months when I hit a financial blip. I understand that these will be visible for 6 years. however does the impact of them reduce over time, and will we have options at a reasonable mortgage rate?
Just trying to test the water to see if we may have options. We are looking for purchase a house valued at 280K. We have a deposit of £220k thank to equity in our current property so we need to borrow 60K
we have a joint income of just over 90K
We have 30k of unsecured debt at good rates, well managed etc. No late payments or other adverse for 2 years. however....
On my credit file I do have some AP markers from around 3 years ago. I had arrangements on 4 of my credit accounts for around 6 months when I hit a financial blip. I understand that these will be visible for 6 years. however does the impact of them reduce over time, and will we have options at a reasonable mortgage rate?
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