State Pension query

MouldyOldDough

Here is  my state pension forecast

I have:

• 32 years of full contributions
• 8 years to contribute before 5 April 2030
• 11 years when you did not contribute enough

My 32 years contributions were "contracted out"

I have 7 years to get additional contributions in - via a "NI ONLY CLAIM" - based on disability

Could someone please confirm that I need 8 years worth - and not 11 years worth of additional contributions to maximise my state pension ?

Is there any point - my paying for the missing year myself ?

Can I increase my pension further still by paying even more NI ?

molerat

£185.15 - £144.34 = 40.81 / £5.29 = 7.71 years so yes, you need 8 years.